JHFN - Hawaii Financial Partners

My name is Garret Y.H. Choy. Welcome to my website.

I am dedicated to helping individuals and businesses build and maintain their financial secuirty.

I have been in the financial services industry since 1980. I have attained numerous awards and have been recognized for my achievements thoughout my career.

I am a member in good standing with FINANCIAL PLANNING ASSOCIATION and the MILLION DOLLAR ROUND TABLE.
Market Watch

May 25, 2012 @ 01:27 AM

Dow Jones Industrials 12,529.75+ 33.60
Dow Jones Transportation 5,108.40+ 41.15
Dow Jones Utilities 466.91+ 1.61
Nasdaq Composite 2,839.38- 10.74
S&P 500 1,320.68+ 1.82
S&P Mid-Cap 400 936.08+ 2.76
10 Year Treasury Note 1.76+ 0.04

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All quotes are in US Eastern Time (EST).
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Newsletters

Understanding the Appeal of Share Buybacks

The amount of money devoted to corporate stock buybacks surged throughout 2010 and 2011 as large companies sought ways to spend their cash stockpiles and reward shareholders. This article looks at how corporate buybacks work, why they have become more common in the current economic climate, and what they typically mean for investors.

Managing Cash When Interest Rates Are Low

It's generally a good idea to keep three to six months of income in an emergency fund, but where should cash be kept when interest rates are low? This article discusses the advantages and disadvantages of savings accounts, certificates of deposit, and money market funds.

What Do Price/Earnings Ratios Really Have to Offer?

It's not hard to find the price/earnings ratios of publicly traded companies or even the market as a whole reported in the news. Unfortunately, it may be difficult to understand what the numbers mean without the ability to make meaningful comparisons.

Doing Your Heirs a Favor

Although a will and a trust specify disposition of assets, many other details of an individual’s final wishes might be explained in a letter of instructions. This article offers some topics to consider addressing in the letter to help loved ones make decisions and take care of final arrangements.

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Calculators

Disability Income Insurance

How much Disability Income Insurance do you need?

Life Insurance

How much life insurance would you need to produce a sufficient income stream for your family?

Retirement Portfolio Lifespan

How Long Will Your Funds Last?

Life Expectancy

Knowing your likely life expectancy is an important factor in making long-term financial plans.

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